About

I graduated college in May 2009 with a Bachelor of Science degree in Mechanical Engineering. When I started college, my parents did not have the funds, nor the income, to afford my tuition at a 4 year private univiersity. As a result, 60% of my college expenses were financed by federal subsidized and unsubsidized loans, private loans, and three major credit cards.

To make a long story short, I am a whopping $90,000 in debt.

Fortunately for me, my interests in math and science growing up were the leading forces that influenced me to pursue a degree in engineering. After graduating college, I landed a job as a design engineer for a respectable wellhead manufacturing company in the US and Canada oil and gas industries. I earn a rather median salary for my position, which is 10% more than the median houshold income for the city I live in. Being single, living 1700 miles from my home and family, and starting my career, I am learning a lot about living frugally, saving money, starting a retirement fund, and paying off debt.

Over the past few month, I noticed a large number of individuals who have held and are holding themselves accountable for their debt through blogging about their struggles, achievements, and climbing out of the hole of debt they originally got themselves into. I figured I would give it a try.

Now, I am not an expert at finances. I do not intend to give advice on money issue. What I will give you is my experience. What I will do is provide updates while I am on this path to financial freedom. This blog is mainly for personal accountability. But, I also welcome any comments, suggestions, and encouragement from readers who will choose to follow me while I am on this path to financial freedom.

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